For sale by owner · Key Largo, Florida
Your private
port of call.
A modern waterfront estate engineered for the way boaters live—dock, launch, swim, entertain, repeat.
The Captain’s Brief
Built for the boat-first life
Wake up.
Cast off.
Stay out longer.
The boating setup is the headline: an owner-described 80-foot concrete dock, space for boat lifts up to 13,000 pounds, approximately 125 feet of seawall, and access toward both Florida Bay and the Atlantic.
Set on a 10,000-square-foot corner lot with extensive waterfront exposure, the property gives you room to handle boats, gear, guests, and the spontaneous kind of day that makes Key Largo worth owning.
Get the boater details ↗

ownership
From coffee on the balcony to a late-afternoon run on the water, the boat is part of the floor plan.
A modern Keys residence
Clean lines.
Big water energy.
Built in 2021, the elevated concrete home pairs ten-foot ceilings with impact-rated windows and doors, glass railings, bright interiors, and balconies from each bedroom.
- 01Four bedrooms and four full baths in the current owner listing
- 02Quartz island, stainless appliances, wall-mount hood and wine cooler
- 03Marble-finished bathrooms and custom glass shower enclosures
- 04Ground-level guest space described by owner; buyer to verify permitted use
- 05Laundry area with utility sink and interior glass-railed stairs
Saltwater, steps from the seawall.
Swim. Grill. Reset. The shaded ground-level entertaining zone connects the pool, outdoor kitchen, dock, and waterfront into one continuous Keys living space.
Coastal intelligence
What the Keys actually asks of this house
The questions that decide a coastal purchase, answered before you fly down.
FEMA flood zone
Verification in progress
Base flood elevation vs. finished floor
Verification in progress
Wind and impact construction
2021 build, elevated concrete, impact-rated windows and doors
Insurability posture
Verification in progress
Flood zone, elevation, and insurance are the three things that end coastal deals late. Ask them early. We will pull them for any serious buyer at no cost.
Figures reflect publicly available data as of September 4, 2026. Buyer must independently verify all flood, elevation, insurance, and permitting information.
The day, already planned
One address.
Four kinds of water.
Lines in early
Walk downstairs, load the boat, and leave from your own dock.
Poolside reset
Come home through the canal, rinse down, and cool off in the saltwater pool.
Open-air dinner
Fire up the outdoor kitchen while the light changes over the mangroves.
Balcony nightcap
Ten-foot ceilings inside. Fresh Keys air outside every bedroom.
The full property
Thirty-three ways
to picture the Keys.
The Mortgage Dock · Buyer strategy
Finance the house.
Protect the lifestyle.
At this level, the loan is only one part of the acquisition. Eli can model jumbo financing, second-home or investment structures, insurance, flood, taxes, reserves, and cash-to-close around this exact property.
Private inquiry · 474 Bahia Honda Road
Ready to come aboard?
Request a private showing, ask about the dock and water access, or have Eli build your property-specific financing plan.
Buyer financing · call or textEli · (305) 424-9005See what this price looks like as a monthly payment before you book the trip. No credit pull, no obligation.